In case you’re occupied with canceling your Spot Pet Insurance coverage coverage, we encourage you to see our recommendations on the elements you’ll need to contemplate earlier than making a agency resolution. We even have recommendation on how and when to discover a new pet insurance coverage supplier to maintain your pup protected. Nevertheless, for those who’ve already determined to cancel for no matter motive, we provide you with contact info and recommendations on how you can cancel your Spot coverage.

Learn Our Full Spot Pet Insurance coverage Evaluate

Spot Pet Insurance coverage Cancellation Coverage

Under is Spot Pet Insurance coverage’s official cancellation coverage:

You need to contact us by way of electronic mail, phone or in writing to advise us of the longer term date when this coverage is to cancel. You may ship written notification by electronic mail, fax or by mail. We’ll refund any premium that you’ve already paid for any interval after your final date of protection.

How To Cancel Spot Pet Insurance coverage

Not like another pet insurance coverage suppliers, Spot doesn’t have a useful on-line cancellation type you possibly can fill out and submit. However they do provide you with just a few choices to terminate your coverage.

Name To Cancel

In case you’d like to talk with a Spot consultant about canceling, name 1-800-905-1595. Customer support is offered by cellphone Monday via Friday from 8am to 8pm EST. Make sure you have your coverage quantity useful.

When you’re linked with a consultant on the cellphone, you possibly can ask any questions on canceling your coverage. If they are saying they will terminate your coverage over the cellphone, then you possibly can proceed for those who’d like. Nevertheless, they could request written affirmation. If they will cancel by cellphone, we advocate asking them to electronic mail you a affirmation message that the coverage has been terminated. Having it in writing will assist must you by chance be billed after canceling.

Electronic mail Or Mail To Cancel

Spot additionally provides you two written choices for canceling.

You may ship your request by electronic mail at [email protected].

You may also ship it by way of snail mail with a written discover of cancellation to:
Spot Pet Insurance coverage
990 Biscayne Blvd Suite 603
Miami, FL 33132.

In case you’d desire to deal with your coverage termination in writing, we advocate doing so by way of electronic mail. That approach, you possibly can ask questions and obtain a fast affirmation of cancellation in writing.

Points To Think about Earlier than Canceling Your Coverage

You’ll need to hold just a few essential issues in thoughts earlier than terminating your coverage.

Different Insurers Will Exclude Pre-Current Circumstances

It’s important to know that any circumstances your pet was recognized with earlier than or in the course of the time your canine was enrolled in Spot’s pet insurance coverage will seemingly be excluded from protection by any new insurance coverage supplier.

This may be extraordinarily problematic in case your pup was recognized with and handled for a continual situation, akin to arthritis, diabetes, most cancers, or allergic reactions, throughout your Spot coverage protection. Will you have the ability to cowl these veterinary bills your self? It might be clever to calculate your canine’s ongoing medical prices for a yr to find out for those who can afford them.

Your Pet’s Age

Your present Spot coverage covers your pet for all times as long as you keep present on funds. Nevertheless, for those who cancel your coverage and have an aged pet, it’s possible you’ll not have the ability to discover a new pet insurance coverage coverage that meets your funds and desires. Some suppliers have age limits and gained’t insure new pets as soon as they attain a sure age (limits differ by supplier).

Sicknesses & Accidents Can Happen Anytime

You might be contemplating terminating your coverage as a result of your pup has by no means had any medical issues. However needless to say accidents and well being circumstances can come up while you least count on them. Even for those who plan on enrolling your pup with a brand new insurance coverage supplier, you’ll have ready intervals earlier than your new coverage’s protection kicks in. So it could be clever to overlap them throughout this time to ensure your pet shouldn’t be topic to any ready period-related protection gaps.

Continuously Requested Questions

Can I Get My Cash Again From Spot?

Sure, any pro-rated cash you may have paid upfront for protection will seemingly be refunded after your coverage is terminated, as long as you don’t have any excellent claims.

Can I Cancel Spot At Any Time?

Sure, you possibly can cancel your Spot pet insurance coverage coverage at any time. Nevertheless, you probably have an excellent declare, it might be clever to attend till it has been settled and any cash resulting from you has been acquired.

What Is Spot’s Finest’s 30-Day Cash-Again Assure?

You may cancel your coverage for any motive inside 30 days of the coverage efficient date, and Spot will refund 100% of any premium paid so long as no claims have been paid. In case you submitted a declare throughout this time interval, Spot will refund any premium in accordance with their common cancellation coverage. This 30-day money-back assure shouldn’t be accessible in Maine or New York.

What Occurs To Pet Insurance coverage When A Pet Dies?

In case you’re canceling your pet insurance coverage coverage as a result of your pet has crossed over the rainbow bridge, please know you’re in our ideas. It’s evident that you just cared immensely to your pet by insuring them to start with, and the bond you shared is unbreakable. We hope you will discover consolation within the reminiscences you made collectively.

Relating to your query, after your pet dies, it is best to contact Spot’s customer support by cellphone. They’ll cancel your account for the day after your pet passes, however you’ll nonetheless have the ability to file any last claims.

How To Discover A New Pet Insurance coverage Firm

In case you’d nonetheless prefer to insure your pet however weren’t happy with Spot, be sure you learn our pet insurance coverage critiques to see which pet insurance coverage firms we advocate most extremely. Moreover, you may get quotes from most of the high pet insurance coverage firms by filling out the quote type above.

We recommend doing all your analysis and getting quotes earlier than you cancel your present coverage. This strategy can reduce the time interval that your pup isn’t lined between your earlier and new pet insurance coverage protection. It doesn’t matter what, pet insurance coverage is price it, and insuring your furry mates is an effective way to guard your pockets and ensure your pets get the mandatory well being care they want.

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